{"id":1235,"date":"2026-01-13T10:04:30","date_gmt":"2026-01-13T08:04:30","guid":{"rendered":"https:\/\/sincronimobiliare.ro\/blog\/?p=1235"},"modified":"2026-01-13T10:04:31","modified_gmt":"2026-01-13T08:04:31","slug":"salariile-mici-si-dobanzile-mari-nu-fac-casa-buna-in-imobiliare","status":"publish","type":"post","link":"https:\/\/sincronimobiliare.ro\/blog\/salariile-mici-si-dobanzile-mari-nu-fac-casa-buna-in-imobiliare\/","title":{"rendered":"Salariile mici \u0219i dob\u00e2nzile mari nu fac casa bun\u0103 \u00een imobiliare"},"content":{"rendered":"\n<p class=\"has-medium-font-size\">O fac mai mic\u0103. <\/p>\n\n\n\n<p class=\"has-medium-font-size\">\u00cen ultimii ani, din cauza cre\u0219terii pre\u021burilor \u00een construc\u021bii \u0219i mai recent din cauza TVA-ului m\u0103rit \u0219i a salariilor nu foarte mari, care altfel<strong> <a href=\"https:\/\/www.antena3.ro\/economic\/analistul-iancu-guda-spune-ca-se-poate-economisi-cu-venituri-mici-iar-salariile-mari-duc-la-risipa-a-dat-si-exemple-de-calcul-772290.html\">\u201ear duce la risip\u0103 \u0219i pierderea reperelor\u201d<\/a><\/strong>, dezvoltatorii construiesc apartamente cu suprafe\u021be de confort 2. Ne \u00eentoarcem \u00een anii 70 c\u00e2nd s-a umplut Balta Alb\u0103 de blocuri confort 2-3 pentru muncitorii din Faur. Doar c\u0103 de data asta se numesc studio-uri \u0219i sunt locuite de angaja\u021bi din corpora\u021bii \u0219i curieri. M\u0103 refer la zona Gurilor din Theodor Pallady sau Titanul nou cum f\u0103r\u0103 nicio inspira\u021bie a fost denumit pentru c\u0103, \u00eentr-adev\u0103r, cum altfel, e nou acum. Un exemplu e <a href=\"https:\/\/sincronimobiliare.ro\/proprietati\/1568\">aici<\/a>, un apartament de p\u00e2n\u0103 \u00een 40 mp utili pe care l-am v\u00e2ndut anul trecut. Alte exemple sunt nenum\u0103rate \u00een zon\u0103.<\/p>\n\n\n\n<p class=\"has-medium-font-size\">Chiar \u0219i cu suprafe\u021bele reduse pre\u021bul tot nu e mic a\u0219a c\u0103 se caut\u0103 \u00een continuare solu\u021bii. B\u0103ncile ofer\u0103 de c\u00e2\u021biva ani dob\u00e2nzi fixe sub IRCC, fapt care a sus\u021binut cre\u0219terea pre\u021burilor, dar, ceea ce era u\u0219or de previzionat s-a \u00eent\u00e2mplat, nu mai e suficient &#8211; pre\u021burile din ce \u00een ce mai mari ale apartamentelor nu permit achizi\u021bia chiar \u0219i cu dob\u00e2nzi reduse. Salvarea iat\u0103 c\u0103 ar putea veni pe model japonez unde <strong><a href=\"https:\/\/stirileprotv.ro\/stiri\/international\/tara-in-care-iau-avant-creditele-ipotecare-pe-50-de-ani.html\">\u201ecreditele ipotecare pe 50 de ani \u00eencep s\u0103 devin\u0103 populare\u201d<\/a><\/strong>. \u00ce\u021bi permi\u021bi s\u0103 devii proprietar cu o rat\u0103 mai mic\u0103 pe o perioad\u0103 mai lung\u0103, dar e foarte posibil s\u0103 la\u0219i mo\u0219tenire un credit. Astfel pia\u021ba nu scade, creditele duduie, iar economia e fericit\u0103; inclusiv noi, agen\u021bii. <\/p>\n\n\n\n<p class=\"has-medium-font-size\">P\u00e2n\u0103 c\u00e2nd mai cresc pre\u021burile \u00een imobiliare? P\u00e2n\u0103 c\u00e2nd impozitele pe proprietate ajung at\u00e2t de mari \u00eenc\u00e2t devenim chiria\u0219i la stat \u00een proprietatea noastr\u0103. Ceea ce de la anul o s\u0103 se \u00eent\u00e2mple, odat\u0103 ce valoarea de impunere a impozitului se va socoti ca procent din valoarea de pia\u021b\u0103 a imobilului, conform unei evalu\u0103ri agreate de stat. Ce se va \u00eent\u00e2mpla apoi? Vor fi scoase la v\u00e2nzare sau \u00eenchiriere apartamentele care stau goale prin Bucure\u0219ti. Facturile la utilit\u0103\u021bi, gunoi (chiar \u0219i doar cele comune, pe asocia\u021bie) din ce \u00een ce mai mari, impozitul deja dublu-triplu \u0219i va mai cre\u0219te, veniturile sc\u0103zute \u00eenc\u0103 de anul trecut, toate astea \u00eei vor face pe mul\u021bi s\u0103 nu-\u0219i mai permit\u0103 s\u0103 \u021bin\u0103 apartamentele degeaba. A\u0219a c\u0103 u\u0219or-u\u0219or se va echilibra oferta cu cererea \u0219i pre\u021burile nu vor exploda. Dar facturile \u0219i impozitele mari vor r\u0103m\u00e2ne \u0219i vor trebui pl\u0103tite, altfel e foarte probabil s\u0103 fii executat. <\/p>\n\n\n\n<p class=\"has-medium-font-size\">Vom vedea dac\u0103 am avut dreptate, cert e c\u0103 \u00een perioada urm\u0103toare pre\u021burile vor continua s\u0103 creasc\u0103. Nu vor cre\u0219te \u00eens\u0103 \u0219i suprafe\u021bele de locuit, iar cu studio-urile de 40 mp vom r\u0103m\u00e2ne \u0219i vor trebui locuite. De imigran\u021bi, desigur.<\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" data-id=\"1262\" src=\"https:\/\/sincronimobiliare.ro\/blog\/wp-content\/uploads\/2026\/01\/IMG_7396-1024x683.jpg\" alt=\"\" class=\"wp-image-1262\" srcset=\"https:\/\/sincronimobiliare.ro\/blog\/wp-content\/uploads\/2026\/01\/IMG_7396-1024x683.jpg 1024w, https:\/\/sincronimobiliare.ro\/blog\/wp-content\/uploads\/2026\/01\/IMG_7396-300x200.jpg 300w, https:\/\/sincronimobiliare.ro\/blog\/wp-content\/uploads\/2026\/01\/IMG_7396-768x512.jpg 768w, https:\/\/sincronimobiliare.ro\/blog\/wp-content\/uploads\/2026\/01\/IMG_7396-1536x1024.jpg 1536w, https:\/\/sincronimobiliare.ro\/blog\/wp-content\/uploads\/2026\/01\/IMG_7396-2048x1365.jpg 2048w, https:\/\/sincronimobiliare.ro\/blog\/wp-content\/uploads\/2026\/01\/IMG_7396-720x480.jpg 720w, https:\/\/sincronimobiliare.ro\/blog\/wp-content\/uploads\/2026\/01\/IMG_7396-192x128.jpg 192w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Fotografie de la Drumul \u00eentre Tarlale \u00eenspre Guri<\/figcaption><\/figure>\n<\/figure>\n","protected":false},"excerpt":{"rendered":"<p>O fac mai mic\u0103. \u00cen ultimii ani, din cauza cre\u0219terii pre\u021burilor \u00een construc\u021bii \u0219i mai recent din cauza TVA-ului m\u0103rit \u0219i a salariilor nu foarte mari, care altfel \u201ear duce[&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":1261,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7,73],"tags":[],"class_list":["post-1235","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-evolutia-preturilor","category-pareri-de-agent"],"_links":{"self":[{"href":"https:\/\/sincronimobiliare.ro\/blog\/wp-json\/wp\/v2\/posts\/1235","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sincronimobiliare.ro\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sincronimobiliare.ro\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sincronimobiliare.ro\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sincronimobiliare.ro\/blog\/wp-json\/wp\/v2\/comments?post=1235"}],"version-history":[{"count":28,"href":"https:\/\/sincronimobiliare.ro\/blog\/wp-json\/wp\/v2\/posts\/1235\/revisions"}],"predecessor-version":[{"id":1265,"href":"https:\/\/sincronimobiliare.ro\/blog\/wp-json\/wp\/v2\/posts\/1235\/revisions\/1265"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sincronimobiliare.ro\/blog\/wp-json\/wp\/v2\/media\/1261"}],"wp:attachment":[{"href":"https:\/\/sincronimobiliare.ro\/blog\/wp-json\/wp\/v2\/media?parent=1235"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sincronimobiliare.ro\/blog\/wp-json\/wp\/v2\/categories?post=1235"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sincronimobiliare.ro\/blog\/wp-json\/wp\/v2\/tags?post=1235"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}